Insurance policies are supposed to protect against liability and cover damages. Sometimes insurance companies deny coverage or otherwise place limitations on what they will cover. When this action is contrary to the terms of the policy, then you may have legal remedies available to hold the insurance company responsible. Our insurance attorneys in North Miami Fl at Buchalter Hoffman & Dorchak can assist if you have had an insurance claim denied.
What are some examples of insurance claims that may be covered?
Depending upon the particular type of insurance policy, there may be coverage
for a variety of issues. This may include:
- Automobile accidents
- Premises liability
- Professional malpractice
- Errors & Omissions
- Business liability
- Health, medical & dental
- Life insurance
An insurance attorney can help you enforce your rights under and insurance
policy to help you receive the benefits to which you are entitled.
What can be done when an insurer denies a claim?
If an insurance company denies a claim, then you can demand reconsideration. There may be a specific appeals process that needs to be followed, so it is important to understand and comply with those requirements.
Insurance companies owe a contractual duty to fulfill their obligations under the written terms of the policy. They also owe an implied duty to act in good faith and deal fairly when handling a claim. If an insurance company fails to comply with their duties, then you may have cause to file a lawsuit seeking to enforce the agreement or pursue your damages.
How can an attorney help?
Because insurance policies and laws are complex, you should seek out an experienced insurance attorney. An attorney can provide advice about your options and the possible outcomes. They can represent you in the process and will hold the insurance company accountable.
If your insurance claim has been denied, the contact Buchalter Hoffman & Dorchak to speak with our insurance attorneys in North Miami Fl.