When a hurricane or severe storm is heading your way, life can get scary very quickly. Unfortunately, many people find themselves ill-prepared to handle the legal and insurance aspects afterwards, which usually involves filing claims for injuries and damages. Rather than be one of those who is left scrambling for answers once the storm has passed, here are some tips on how to prepare for filing a claim before the storm hits.
Read Your Insurance Policy
Before a storm hits, always locate your insurance policy and look over it to refresh your memory as to what is and is not covered, as well as the policy’s limits and deductibles. This will be important to your Miami FL injury attorneys, since they will need this information when negotiating your claim with insurance companies.
Take Photos and Videos
If possible, take photos and make videos of the inside and outside of your home, as well as your possessions. By doing so, there will be little room for dispute as to what you owned and its condition before the storm. For large purchases recently made, make sure you save receipts and paperwork, since these can be valuable in proving ownership to claims adjusters.
Make Your Home Safe
In an attempt to stay as safe as possible, make sure you move valuable possessions away from doors and windows. In situations where hurricanes, tornadoes, or strong thunderstorms occur, damaging winds can break windows and doors, leading to a greater likelihood you or other family members will be injured. Should this occur, always contact attorneys such as Buchalter Hoffman & Dorchak to discuss your best options.
Instead of being unprepared before and after a storm, follow these tips. If you or loved ones are injured from a storm, do not hesitate to contact the experienced and skilled Miami FL injury attorneys at Buchalter Hoffman & Dorchak.