Florida auto accident law is among the most complicated in the nation. The state uses no-fault accident law firstly, which means that all injured drivers will turn first to their own insurance provider for initial financial recovery. There are also restrictions for filing a claim against another driver as well, which means the court has the authority to deny pursuit of further damages following an accident that produces an injury. Insurance companies clearly understand this dilemma for injured drivers and passengers alike, and they always attempt using it to their advantage in reducing or avoiding claims. This is also why you always need one of the experienced Miami FL accident lawyers at Buchalter Hoffman & Dorchak car accident attorneys in Miami representing your case.
Initial Claim
No-fault insurance coverage, also known as PIP, is used first for financial recovery for medical bills. Resources are also available for lost wages when they apply, but there is no avenue for general damages recovery for pain and suffering. General damage recovery must be pursued from negligent drivers when the injury is serious enough to qualify. This means that fault is still very important in a Florida auto accident, including comparative fault, and the defending insurance provider will assuredly be supplying legal representation for the negligent client in most instances. This stipulation always requires an attorney to even request permission to sue, and the injury must be validated.
Further Legal Action
While an injured victim could present a claim to the respondent negligent driver’s insurance company, they have ample grounds to deny the claim without a formal lawsuit because the injury in question must be qualified by the state. The problem is that PIP coverage requirements in Florida are very low and injury damage claims can easily maximize the personal coverage. And the case can also get even more complicated when there are multiple drivers or vicarious negligence is involved.
Contact the Miami Fl Accident Lawyers at BHD Law
The truth is that the only way to be properly compensated for accident injuries in Florida is retaining an experienced accident attorney like the legal professionals at Buchalter Hoffman & Dorchak car accident attorneys in Miami for comprehensive representation. Call or click on the website today for a case evaluation.