Whether you are experiencing insurance claim denials from PIP insurance as a policyholder or you are a medical provider who has been harmed by a denied PIP insurance claim, a PIP Lawsuits in Miami might be your best option for recovering funds.
Other common suits involve failure of the insurance company to pay the correct amount due under the applicable fees schedule, misapplication of the policy deductible which could leave the patient with a higher than contracted for deductible, denials based upon alleged misrepresentation made when applying for the insurance, and denials based upon the report of a doctor hired by the insurance company which report states that you do not need any further medical treatment.
At Buchalter, Hoffman, and Dorchak, we are happy to discuss how we can represent you as a PIP attorney since we practice law in Miami and work with clients in Miami PIP.
What Is Personal Injury Protection?
To understand a PIP suit, we first must answer the question, “what is personal injury protection?”
At its core, Personal Injury Protection (PIP) is a type of insurance policy that protects policyholders in the event of incurring an injury in a vehicle accident.
Once the client files a claim with the insurance company where the PIP insurance is held, the PIP insurance company reimburses the policyholder for a range of expenses. These expenses can include direct medical costs such as medical bills, medical transportation, lost wages, and other treatment-related expenses.
Depending on the policy, the PIP insurance may cover or not cover certain aspects of personal injury protection. For the specifics, one would have to review the personal injury protection policy that they hold.
What Is a PIP Lawsuit?
A PIP lawsuit entails recovering losses associated with a personal injury, such as medical expenses related to injuries sustained in a car accident. In a PIP suit, there are usually two parties: the insurance company and the individual filing the lawsuit. People tend to file PIP suits when they believe that a PIP insurance policy has failed to reimburse them appropriately for the expenses incurred by the injury such as for medical expenses, lost wages, or transportation costs.
When an insurance company violates the PIP insurance policy duties laid out in a PIP insurance policy, clients can file a PIP suit to attempt to recoup those losses. This kind of lawsuit can ensure that an insurance company is following its contractual duties and obligations.
If you or a loved one has been denied coverage or had another issue with PIP claims, call Buchalter, Hoffman, and Dorchak, the qualified Miami PIP lawsuits lawyers, at 305-891-0211 today!